dime

A small idea for a big part of life

You live your life.Dime watches the money part.

A quiet personal CFO that notices what’s coming, explains what it sees, and texts you when there’s a useful move to make.

No accounts connected today. Your number is used for your invitation and product texts.

See how it works

Here’s the whole story.

How it actually works

Connect once. Dime keeps watch. You get the useful part.

Dime turns the financial context you choose into a small number of timely, explainable texts. No new dashboard habit required.

01

Connect securely with Plaid.

You choose which accounts to share. Plaid handles the bank connection; Dime receives only the permissioned financial data you approve.

Read-only. Disconnect anytime. Dime cannot move your money. See how connected data is used.

02

Dime’s agent watches quietly.

Dime keeps a working picture of income, bills, subscriptions, cash flow, card use, and the preferences you set.

It looks for meaningful changes, risks, and unused options.

03

What matters reaches you by text.

When a finding clears your bar, Dime sends the evidence, why it matters, and a few possible next moves.

Ask why, dismiss it, keep watching, or choose what happens next.

You decide what deserves a text. Dime does the watching in between.

The examples below are illustrative. Actual findings depend on your connected data, preferences, and available comparisons.

Near the end of the month…

There’s room left after everything is spoken for.

Dime projects the bills still ahead and protects the cash buffer you chose. It shows the math before offering choices—and it does not choose for you.

Illustrative walkthroughHigh confidence

Projected income$6,900

Upcoming bills & spending− $4,780

Your selected cash buffer− $1,500

Free cash flow$620

Based on 12 matched recurring payments and the buffer you set. The estimate updates if income or bills change.

Dime

You’re projected to have $620 above bills and your buffer this month.

Review options: keep cash · pay down debt · invest toward a goal

And the watching continues

You didn’t check anything. Dime did.

A few other findings that might earn a text.

At the next renewal…

Your insurance looks expensive for your car.

Dime can compare your premium with available benchmarks for a similar vehicle, location, and coverage—and show its assumptions.

Dime

Your auto premium is about 33% above comparable coverage.

See the comparison and possible alternatives →

Across a year of spending…

Your everyday card may be the wrong fit.

Dime compares how you spend with the cards you have and other options, without paid rankings steering the answer.

Dime

A different everyday card could earn about $210 more a year.

Compare options, fees, and tradeoffs →

The honest part

Helpful needs boundaries.

Dime needs context to notice useful things. It does not need control of your money.

01Dime’s account access is read-only.

02It shows the evidence behind a recommendation.

03It does not sell rankings or take referral commissions.

04Dime is read-only. You choose every next step.

That’s it. That’s Dime.

Your money shouldn’t need constant attention.

It should know when to ask for yours.

No card or account connection today. Beta pricing is shared before you connect.